Car Buyers Club Recommends to CHECK YOUR CREDIT

When buying a new vehicle whether its a new car or used car you need to have your credit report available to you. Do NOT rely on the dealer or financing agency saying we have to charge you a higher amount of finance charge or you have to take this rate because of your credit without knowing what your credit really is! 

Check your credit report once a year. It's a credit healthy thing to do. Creditors determine whether to give you credit or a loan—and how much you will pay—based on information in your credit history. The national credit bureaus (now called consumer reporting companies) collect information from your creditors about how many credit cards and loans you have and how many accounts are late, overdue, or in collection. They sell information in your file to creditors who determine if you'll get a loan and how much interest you'll pay on a credit card. This information about how much credit you have and how you pay your bills can even be used to decide if you get a job, new cell phone service, an apartment lease, or car insurance.

Even if you think your credit history is good, you still should get a copy of your report. You might find anything from old accounts to errors to outright identity theft. You shouldn’t be the last to know what’s in your file.

Car Buyers Club recommends these outstanding credit checking companies listed on this page for obtaining the correct information you need in today's vehicle loan markets.

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AND: After you find out about your credit - help protect your identity from theft in the future.

Lifelock and Trusted ID are the 2 best identity theft services in the marketplace today! We at CBC have teamed up with them to provide our visitors with a great deal on their services.
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